Commercial Micro Loan

Do you own a small business?

Do you want to expand your business and need cash to buy inventory or equipment?

Let FINCA Microfinance Jordan fund your business your business needs through a commercial micro loan.

Advantages

  • For individual small businesses

  • Easy procedures

  • No collateral required

Payment Methods

  • FINCA Microfinance Jordan branches from 8:30 AM till 4:30 PM

  • All bank offices

  • EFawateercom

  • Currency: JD

  • Loan Amount: From 300 to 2,000 JD

  • Loan Term: Up to 24 months

  • Interest Rate:

    • 300 – 1,000 JD – 31 % Annual Declining
    • 1,001 – 2,000 JD – 30 % Annual Declining
  • Upfront sales tax for loan interest: 3%

  • Application Fees : 5 JD to be deducted from loan amount.

  • Stamp Fees Tax:

    The Stamp Fees will be applied to loan agreements between FINCA JORDAN and borrowers in all branches based on a letter issued by the Ministry of Finance.

  • Repayment Frequency: Monthly

  • Required Documents:

    – From The client: 

    • Copy of the national ID.
    • Copy of family registration book.
    • Business registration and occupancy permit and business rental contract (If exist).
    • One or two guarantors.

    – From the guarantor: The formal proof of income is required.

Apply for a loan
Call us 962 799000466